Vision
A family office for everyone, as AI scales.
Pax Orbis was built with the idea that everyday households should have the same access to knowledge that used to belong only to the very wealthy.
The inversion
For most of history, careful help with money came with a staff. A family office keeps the books, watches every date and brings each decision to the family with the facts. It has belonged to the very wealthy, because the people cost money every year and most households will never have access to a family office.
Better AI changes who that help is for. Pax is not an app that scales up to serve the wealthy. Pax is the wealthy friend: a companion that thinks like a family office and brings that care to everyday households, so they can take control of their financial foundation.
The help gets wider. The rule does not change: you decide.
What a family office is
A private team for one family's money.
A family office is a team a wealthy family hires to run its money full time. It keeps the books, tracks every account and property, keeps the papers, watches every date, and brings the family each decision with the facts.
A typical family office does
- The books: every asset and debt, kept current
- Reporting: one picture of the whole family
- Papers: policies, statements, contracts
- Dates: what is due and when
- Decisions: brought to the family with the facts and options
single family offices in the whole world, up from 6,130 in 2019.
Deloitte Private, Family Office Insights Series, 2024
average net worth of the families behind the family offices UBS surveyed.
UBS Global Family Office Report 2026, 317 family offices
of assets a year just to run the office. On $250 million, that is roughly $1 million a year.
UBS Global Family Office Report 2024 (39.8 bps). The $1 million is our arithmetic.
in investable assets, where practitioners say a fully staffed office starts to pay for itself.
Westwick Partners, citing Campden Wealth research, 2025
Why we built it this way
Your foundation, in your hands.
Pax isn't here to run your life for you. It gives you what a family office gives a family: the tools, the knowledge and the whole picture, so you can take control of your own financial foundation. Pax does the reading and lays out your options. The decisions are yours.
- 01
The tools
One sheet for what you own and owe, one place to ask, one inbox for what needs you (Coming soon).
- 02
The knowledge
Every answer in plain words, from your own numbers, so you understand your money, not just see it.
- 03
The decisions
Yours. Pax brings the facts and your options. Pax reads your accounts and drafts the work. It never moves money.
What that means in practice
How it works on an ordinary day.
Not one app for money and five more for the rest. Pax keeps the whole household in view, from the first number in the morning to the last yes at night.
- Money
- Dates
- Papers
- Home
- Family
7:40 AM
Money · Dates
One picture of the household
Every important number before coffee: cash, what you owe, net worth, and what is due today. Pax reads your balance sheet: what you own and owe, in one place.
11:15 AM
Anything
You message Pax
Ask in plain words, on your phone or at your desk. Money today, and the rest of life too. Pax answers with your own numbers.
2:30 PM
Money · Mail · Dates
Pax keeps watch
Cash against your floor, the dates that are coming, the mail that needs an answer (Coming soon). Pax does the reading so you don't have to.
5:45 PM
Decisions
Pax brings work back
One decision at a time, with the facts and your options.
The premium card is carrying $84,000 at 21.2%.Cash on hand: $698,000 · Your floor: $100,000 · Highest rate on the sheetDraft a request for a lower rateRemind me ThursdayNot now9:00 PM
Papers · Home · Family
You approve. The books stay current.
Pax reads your accounts and drafts the work. It never moves money. “Not now” is always an answer. Overnight the sheet keeps every account, policy and property up to date for tomorrow.
Example data.
What we believe
Five things we hold to.
A companion, not a fancier dashboard.
The point of better AI is not a nicer screen for people who already have a staff. It is a companion that thinks like a family office and works for a normal household.
Your financial life is one picture.
What you own, what you owe, what is due, and what can wait. Not a pile of apps you have to add up yourself.
Approval is the product.
Pax can organize, draft, watch and recommend. You decide. Pax reads your accounts and drafts the work. It never moves money.
Message Pax like a teammate.
Money today, and the rest of life too. You should not have to leave Pax to get help with the things around your money.
Trust is earned by restraint.
It is earned by what we refuse to automate past you, not by how fast we move.
How we built Pax
We started where a family office starts: the books.
Pax is built in three layers, in the order a family office works. The books come first, the help sits on top of them, and your yes sits above everything.
- 01
The sheet
One balance sheet of everything you own and owe, from read-only connections and what you add by hand. Pax reads your accounts and drafts the work. It never moves money.
- 02
The assistant
A companion you message like a teammate. Every figure it shows is read from your sheet, not made up by the model. The AI explains; your numbers stay your numbers.
- 03
Your approval
Anything that would change something in your life waits for you: one decision at a time, with the facts and your options.
What we will not do
Short, and on purpose.
Pax never moves money without your approval.
A household is more than its transactions.
You see the work before anything happens.
Pax Orbis isn't a financial adviser and doesn't give investment, tax or legal advice.
This is what Pax Orbis is for. The tools will get better. The promise stays the same: your household, clearly seen, with you in charge.